Klarna Payments

You must be an Irish resident, over 18 years old and have a valid payment card to use Pay in 3. When Klarna says ‘valid payment card’, we mean the card must be in your name, and must not have expired. You should also make sure the card you use has enough money available to cover all the instalments. 

Pay in 3 is a credit product. It’s Klarnas decision whether or not they start a credit agreement with you.

View All FAQs

With Pay in 3, you can pay for something you buy by dividing the cost into three equal instalments. At checkout, you’ll see an option to ‘Pay Later in 3 instalments’. When you choose this option, just enter your card details to complete your purchase. 

There are no interest charges with Pay later in 3 instalments, and no fees when you follow your automatic payment schedule. If you are delayed in making a payment, we may charge late fees. Any missed instalments, including any added late fees, will be rolled over to the next scheduled due date.The issuer of your card or your bank may charge interest or fees under your agreement with them. If you have any questions about those charges, contact your card issuer.

Any currency conversion process applied when making a purchase will be conducted by the your issuing bank and is subject to the issuing bank's terms and conditions.

View All FAQs

At the point of purchase Klarna will freeze the first of your three instalments on your card. Once Klarna receive confirmation that your items have been shipped, the first of your three payments will be taken from your card automatically using the frozen amount. You’ll be able to see this on your card statement.

The second payment will be taken 30 days after the first payment, and the last one 60 days after the first payment. 

The dates these payments are due will be sent to you by email, and you’ll be able to check them in the Klarna App. 

View All FAQs